Article provided by: Holmquist & Dickerson
Wage garnishment laws in Maryland are generally the same as other federal states. According to federal law, the amount garnished must only be limited to 25 percent of a debtor's disposable earnings or no less than 30 times the minimum hourly wage set by law. However, certain types of income are not considered as wages and may not be subject to garnishment, except in very narrow circumstances. Unemployment benefits is an example, though it may still be garnished if used for spousal or child support. Disposable earnings on the other hand, are the amount of wage minus required legal deductions like social security fees, unemployment insurance, state and federal taxes, and medical insurance. If you have more questions about wage garnishment laws in Maryland, you may contact Maryland Wage Garnishment, a leading expert group that helps employees get past their financial difficulties brought about by unexpected wage garnishment.
A garnishment may be dismissed if the creditor fails to meet the terms of the provisions of wage garnishment laws. Additionally, the creditor may be assessed court costs and attorney's fees. If you find it hard to cope with your wage garnishment situation and would like to know if there's something you can do about it, contact Maryland Wage Garnishment at 410-692-5315. This group is one of the leading experts when it comes to getting around your garnished wages. Choose from paying your garnishment in full or making an arrangement with the creditor to take less money from your pay, and other options like working more hours, and filing for bankruptcy.